Money leasing

Distributed purchasing power

capitalism 2.0

Smart circulate money

Start making life easier

Stop lending money

Start leasing money

The new era of Capitalism

Order real money into your bank account, pay a fee for the use of somebody else's money

Individuals

Businesses

Investors

Sign up and start participating

Monetary Fintech

Circular economy, Circular money

Money leasing offers a strategic solution to:

• Bridging the widening wealth gap,

• Addressing the growing debt bubble and inflation,

• Enabling smarter wealth distribution,

• Serving as an incentive for investment,

• Boosting the national economy.”

Money leasing involves providing private capital to individuals and businesses through our dedicated banking solution, allowing them to access funds on-demand with a transaction-based fee structure.
The dedicated banking app records all transaction fees, channels them to the owners, and securely holds funds within a closed ecosystem to prevent any loss of funds. Fees and VAT are paid separately by the individual or business, independent of the leased funds

If Banks can Lease their gold reserves to other banks why can't people lease money to other people

Money Leasing isn’t new—it’s a proven strategy central banks have used for decades by leasing their gold reserves, which are legal tender and the foundation of true money, to other institutions. This practice enhances liquidity, redistributes capital across economic areas, and supports lending and investment. Molease brings this trusted model to the modern market, enabling individuals to benefit from structured, community-focused money leasing.

Dedicated app for: individuals, business and investors

Join as an individual, business, or investor and unlock a new way to manage money. Individuals experience it as a smart banking app, businesses enhance their cash register systems with seamless integration, and investors gain real-time insights into their portfolios. Plus, our powerful API will soon enable other banks to connect with the money leasing network, expanding access across financial institutions worldwide.

For Individuals

Sign up to access and start using leased funds. Discover businesses and individuals on the map who accept leased money, and make payments with a simple swipe on your smart device — spending funds that aren’t your own. You’ll only pay VAT and a small service fee from your account; the rest is covered.

For Businesses

Unlock a new way to manage your business finances by signing up and integrating leased funds right into your cash register system. With this integration, you can easily handle payroll, pay suppliers, and compensate service providers, all within a single platform. Discover other businesses and customers on the map who accept leased money, allowing you to complete transactions with a simple swipe on any smart device. You only pay VAT and a small service fee, while you gain a streamlined, cost-effective way to manage payments and grow your network.

For Investors

Private investments

Earn income

on disposing your savings

to the public

safe and secure

Whether you’re an individual investor, financial institution, or pension fund, the leasing pool offers a structured and efficient way for capital deployment and withdrawal. Deposits are seamlessly integrated into the leasing pool to drive economic growth. When initiating a withdrawal, your funds are replaced by incoming capital from other investors, ensuring uninterrupted liquidity and stability.

To preserve the integrity of the investment environment, the total volume of leased capital is precisely managed in alignment with the economic scale. This strategic balance prevents oversaturation, maintaining a natural demand for leased funds and protecting investor interests. The result is a stable and sustainable leasing ecosystem that supports fluid capital movements while safeguarding return potential for investors.

why money leasing is important

Money Leasing Can Solve Key Economic Challenges

In today’s world, we face mounting economic challenges: inflation is eroding purchasing power, debt levels are becoming unsustainable, populations are aging, and supply chains are increasingly strained by international conflicts and resource scarcity. These pressures are prompting calls to reorganize our economic systems, with various proposals such as the Great Reset, shifts in global economic power, gold-backed monetary systems, Universal Basic Income (UBI), and even tokenized economies. Others anticipate the “great generational wealth transfer” as an opportunity for redistribution.

Molease aims to play a pivotal role in addressing these challenges, offering a sustainable and balanced alternative through Money Leasing. Our approach addresses key economic principles without destabilizing the socio-economic structure.

The Great Reset: Major resets, like those proposed by the World Economic Forum’s Klaus Schwab, suggest wiping
out debts—a solution that would also erase the wealth of those who have invested and contributed to society. Instead, Money Leasing allows wealth holders to lease their funds back into society, allowing wealth to be shared while preserving the rights of those who earned it. This supports equitable wealth redistribution without destabilizing the financial system.
Shift in Global Economic Power: As economic power shifts toward Eastern nations, Western economies face the challenge of self-reliance. Money Leasing naturally encourages funds to stay within a country’s borders, supporting national economic resilience without excluding foreign trade and innovation. By creating a spending ecosystem that focuses on national prosperity, Molease contributes to economic growth within the local perspective.
Universal Basic Income (UBI): While UBI is seen as a potential solution, it often imposes unsustainable tax burdens that can deter competition and innovation. Money Leasing provides a market-driven alternative to UBI, where funds flow freely within a community, preserving incentives for growth and development. This approach could complement UBI principles without requiring high tax-funded subsidies.
Tokenized Economy: Tokenizing assets has become a popular concept but often faces legal challenges since governments control currency issuance. Money Leasing avoids these issues by using legal tender within a defined ecosystem, allowing for the flexibility that resembles tokenized systems without violating regulatory frameworks.
Returning to a Gold Standard: Some advocate returning to a gold-backed system, but this would ignore the financial frameworks already in place. Central banks already lease their gold reserves to other banks, providing a form of stability and scalable liquidity. Molease extends this principle by allowing individuals and investors to lease funds within a structured, community-driven ecosystem, promoting financial stability on a larger scale.

Molease offers a balanced solution that addresses economic pressures, respects market-driven principles, and aligns with legal frameworks. It’s a forward-thinking model designed to foster stability and prosperity in an era of uncertainty.